What does "In debt and still in the lead" mean? There are situations in which being in debt represents an advantage compared to other people's situation but it should not include the term "bankrupt".

Of course it is not a pleasant situation, but in every good thing something bad lingers and vice versa.

This vice versa situation can be a pleasant one if you just need to show funds for something. A perfect example for this situation is the European Union budget for infrastructure and agricultural development. How this works is simple: every country makes his contribution and after a the whole budget is collected it is redistributed to each one regarding the developments and investments the country needs, this can lead to situations when a small underdeveloped country can get back more than ten times the money it sent to the budget.

Let's say this country is in debt, because it has an international loan for educational purposes from the IMF, or another loan for whatever reason. If it demonstrates that even in debt it has the potential to get the necessary funds, it will eventually get a larger amount back.

Staying in debt and not doing anything about it doesn't help anyone. That is why there are debt consolidation loans for debt solutions. And someone will make a business from an unpleasant situation, because these are the perfect business opportunities.

The one who needs it is willing to pay more than usual for the services and they have to, that is why bad credit loans have a higher interest rate, and those who have debt problems are going through worse times, ending up with a lower calculated credit limit, as those who have apparent debt problems and have a little money put to the side.

In any case it is better for your image to have some money in your pocket and a loan to pay besides that than not to worry about any credit rates but with no penny in your hands.